Guaranteed car finance is typically sought by those with bad credit, poor credit or no credit rating at all. Self employed people too find it difficult to get car loans and opt for guaranteed car loans. The interest rate that is charged is higher for this type of loan as the lenders consider it a high risk category. The best way to go about finding the options that are available is to do an online search. This way it is possible to find the best guaranteed car finance to suit your requirements. A person who obtains guaranteed car finance has the added advantage of making it an opportunity to repair his credit rating by timely payments of the loan and settling it. The terms of repayment can also be adjusted to suit your repayment ability.